How it works
How it works
All the property that we source for syndication is subject to extensive due diligence and carefully selected to provide the best potential for capital gains and rental yields whilst minimising any potential risk.
All the property that we source for syndication is subject to extensive due diligence and carefully selected to provide the best potential for capital gains and rental yields whilst minimising any potential risk.
Online verification checks made
Online verification and money laundering checks made
Transfer pledge monies to lawyer escrow account
Transfer pledge monies to property purchasing company account.
Receive your Trust Deed confirming your proportional ownership
Receive your Direct incorporation share certificate confirming your proportional ownership + Shareholders agreement + Online portal access to monitor investment + Exchange minutes
PLEASE NOTE: To assess your application we will require proof of funds such as bank statements which can be submitted in support of your application.
PLEASE NOTE: To assess your application we will require proof of funds such as bank statements which can be submitted in support of your application. We can only accept a maximum of 8 partners per acquisition.
APPLY
Targetted Return
& Capital Gain
Our aim is to achieve an income return in a range of 6% – 7% per year.
Capital gain of approximately circa 3% – 5% per year over the syndicate’s investment period is envisaged.
Each investment opportunity has its own unique amount of return, determined by market forces. We use historic data and forecasts from reputable surveyors and analysts to provide estimated capital appreciation.
APPLY
You're in good company / Tower Bridge, London, UK.
You're in good company
Tower Bridge, London, UK.
We move straight to the end.
NO Mortgages. NO DEBTS.
We move straight to the end.
NO Mortgages. NO DEBTS.
Skin in the Game
By investing in every deal we propose, we ensure our incentives are aligned with yours. We offer opportunities to JOINTLY invest in deals that would be difficult to access and fund individually. Investing with us allows you to leverage the financial power of the group to purchase better real estate deals without the cost of debt and hassle of management.
Knowledge
Real estate is a tangible store of wealth with a very high recovery value. With that in mind, the process of identifying great opportunity, calculating risks, drawing out the development process and ultimately building to add value where necessary is not for the faint of heart. This is why we do what we do, and we welcome investors to benefit from our experience and know how.
Tamoors enables investors to buy carefully selected UK residential property via a syndicate. It takes hard work, expertise and perceptiveness. The process of identifying great opportunity, calculating risks, drawing out the development process and ultimately building when appropriate is not for the faint of heart. This is why we do what we do, and we welcome investors to benefit from our experience and know how.
Expertise
Our team is made up of property, financial, legal and technology experts with over 30 years’ combined investing experience. We have transacted deals in excess of several million pounds and use our exclusive network to get you the best usually off-market investment opportunities that have typically been the luxury of a few.
KNOWLEDGE HUB
Have questions? We have answers
Knowledge Hub
KNOWLEDGE HUB
What is a Property Syndicate?
Tamoors syndicates enables investors to benefit from collective purchasing power, accessing property that may not otherwise be afforded, and in property that is often not on the open market. Investors will receive cash flow in the form of rental income and potential capital gain. Our syndicate utilises the power of the crowd, advanced technology and network to offer investment opportunities that would have historically only been available to select investors Tamoors offer opportunities that would be difficult to access individually. By utilising the power of the crowd and advanced technology, Tamoors is able to offer investment opportunities that would have historically only been available to select investors. Our assets are selected to offer market beating rental yields providing a steady income to our investors. Returns are further advanced with capital appreciation (an increase in the value of the underlying asset). The properties listed on the platform have already been acquired which means that you can benefit from the income the property is yielding almost immediately. Furthermore, none of our assets are leveraged which means the risk associated with mortgaged properties in completely extinguished.
What is a Property Syndicate?
Tamoors syndicates enables investors to benefit from collective purchasing power, accessing property that may not otherwise be afforded, and in property that is often not on the open market. Investors will receive cash flow in the form of rental income and potential capital gain. Our syndicate utilises the power of the crowd, advanced technology and network to offer investment opportunities that would have historically only been available to select investors Tamoors offer opportunities that would be difficult to access individually. By utilising the power of the crowd and advanced technology, Tamoors is able to offer investment opportunities that would have historically only been available to select investors. Our assets are selected to offer market beating rental yields providing a steady income to our investors. Returns are further advanced with capital appreciation (an increase in the value of the underlying asset). The properties listed on the platform have already been acquired which means that you can benefit from the income the property is yielding almost immediately. Furthermore, none of our assets are leveraged which means the risk associated with mortgaged properties in completely extinguished.
What is a Property Syndicate?
Why Invest With Tamoors
Our team is made up of property, financial, legal and technology experts with over 30 years’ combined investing experience. By investing in every deal we propose, we ensure our incentives are aligned with yours; we share the risk and rewards together. We use our exclusive network to get you the best - usually off-market - investment opportunities. Tamoors offer opportunities that would be difficult to access individually. By utilising the power of the crowd and advanced technology, Tamoors is able to offer investment opportunities that would have historically only been available to select investors. Our assets are selected to offer market beating rental yields providing a steady income to our investors. Returns are further advanced with capital appreciation (an increase in the value of the underlying asset. Furthermore, none of our assets are leveraged which means the risk associated with mortgaged properties in completely extinguished. The staff at Tamoors have in excess of 30 years combined experience in property acquisition. The focus of the team is yield and through a network of agents, developers and financial institutions we work tirelessly to ensure the best properties are acquired for our platform. Our team have experience in developing from scratch and have knowledge of the planning system and the opportunities that this presents. Taking a project from planning through to construction allows Tamoors to offer opportunities that have historically been the luxury of a few. Regular reporting Investors can log into our Investor Portal to access information about their investment at any time. We also produce quarterly reports to provide investors with full visibility and transparency. In summary, It takes hard work, expertise and perceptiveness. The process of identifying great opportunity, calculating risks, drawing out the development process and ultimately building is not for the faint of heart. This is why I do what I do, and I welcome investors to benefit from my experience and know how. We oversee the investment to ensure that all milestones are achieved and that they are within budget and on time. We have the legal right, expertise and resources in house to ensure works are completed in a timely manner. Our team has a strong track record of investing in property across the UK. We’re process driven and prioritise project success over quick returns or high-volume. Our model allows you to invest alongside us, and share in the profits. Ultimately, this isn’t an all-inclusive club for everyone. But it might be for you?
Why Invest With Tamoors
Our team is made up of property, financial, legal and technology experts with over 30 years’ combined investing experience. By investing in every deal we propose, we ensure our incentives are aligned with yours; we share the risk and rewards together. We use our exclusive network to get you the best - usually off-market - investment opportunities. Tamoors offer opportunities that would be difficult to access individually. By utilising the power of the crowd and advanced technology, Tamoors is able to offer investment opportunities that would have historically only been available to select investors. Our assets are selected to offer market beating rental yields providing a steady income to our investors. Returns are further advanced with capital appreciation (an increase in the value of the underlying asset. Furthermore, none of our assets are leveraged which means the risk associated with mortgaged properties in completely extinguished. The staff at Tamoors have in excess of 30 years combined experience in property acquisition. The focus of the team is yield and through a network of agents, developers and financial institutions we work tirelessly to ensure the best properties are acquired for our platform. Our team have experience in developing from scratch and have knowledge of the planning system and the opportunities that this presents. Taking a project from planning through to construction allows Tamoors to offer opportunities that have historically been the luxury of a few. Regular reporting Investors can log into our Investor Portal to access information about their investment at any time. We also produce quarterly reports to provide investors with full visibility and transparency. In summary, It takes hard work, expertise and perceptiveness. The process of identifying great opportunity, calculating risks, drawing out the development process and ultimately building is not for the faint of heart. This is why I do what I do, and I welcome investors to benefit from my experience and know how. We oversee the investment to ensure that all milestones are achieved and that they are within budget and on time. We have the legal right, expertise and resources in house to ensure works are completed in a timely manner. Our team has a strong track record of investing in property across the UK. We’re process driven and prioritise project success over quick returns or high-volume. Our model allows you to invest alongside us, and share in the profits. Ultimately, this isn’t an all-inclusive club for everyone. But it might be for you?
Why Invest With Tamoors
How does it work?
Get in touch 1. Review Offer Document 2. Make investment pledge 3. Online verification checks made 4. Transfer pledge monies to property purchasing company account. 5. Receive your Trust Deed confirming your proportional ownership Then receive investment returns on a quartely basis. *Please note: to assess your application we will require proof of funds such as bank statements which can be submitted in support of your application.
How does it work?
Get in touch 1. Review Offer Document 2. Make investment pledge 3. Online verification checks made 4. Transfer pledge monies to property purchasing company account. 5. Receive your Trust Deed confirming your proportional ownership Then receive investment returns on a quartely basis. *Please note: to assess your application we will require proof of funds such as bank statements which can be submitted in support of your application.
How does it work?
Target Return & Anticipated Capital Gain
Our aim is to achieve an income return in a range of 4% – 6% per year. Regular rental distributions are normally made on a quarterly basis. Added capital gain: Capital gain of approximately circa 3% – 5% per year over the syndicate’s investment period is envisaged. Whilst returns can be enhanced using leverage, the property purchase will always be done using cash to enable speed of purchase. This greatly assists the possibility of purchasing property at below the value from vendors who are prepared to accept a lower price in exchange for a quick sale from a serious buyer. The current economic environment has enhanced buying opportunities from vendors, some of which are financially distressed. Buying at below the normal market value assists in adding to capital gains over and above those associated with medium to long term property investment. Each investment opportunity has its own unique amount of return, determined by market forces. You can select performance based on your investment objectives. We use historic data and forecasts from reputable surveyors and analysts to provide estimated capital appreciation. We sign agreements with our property management partners who underwrite the rent so that it remains in line with the rental projections that we quote on our assets. That said, Tamoors cannot guarantee that the rental amount will stay fixed for ethical reasons.
Target Return & Anticipated Capital Gain
Our aim is to achieve an income return in a range of 4% – 6% per year. Regular rental distributions are normally made on a quarterly basis. Added capital gain: Capital gain of approximately circa 3% – 5% per year over the syndicate’s investment period is envisaged. Whilst returns can be enhanced using leverage, the property purchase will always be done using cash to enable speed of purchase. This greatly assists the possibility of purchasing property at below the value from vendors who are prepared to accept a lower price in exchange for a quick sale from a serious buyer. The current economic environment has enhanced buying opportunities from vendors, some of which are financially distressed. Buying at below the normal market value assists in adding to capital gains over and above those associated with medium to long term property investment. Each investment opportunity has its own unique amount of return, determined by market forces. You can select performance based on your investment objectives. We use historic data and forecasts from reputable surveyors and analysts to provide estimated capital appreciation. We sign agreements with our property management partners who underwrite the rent so that it remains in line with the rental projections that we quote on our assets. That said, Tamoors cannot guarantee that the rental amount will stay fixed for ethical reasons.
Target Return & Anticipated Capital Gain
Due Diligence
As the syndicate manager, Tamoors will prepare financial analysis to determine projected investor return and confirm suitability for syndication of a given property. Once confirmed suitable for syndication, Tamoors will prepare a prospectus for investor circulation, consideration and expression of interest. Initial due diligence is carried out to establish that a property is in a location that has a need for rental accommodation and purchase. Research is conducted to analyze comparable prices of similar properties sold and rental incomes. Local employment, transport links and amenities are also considered. A ‘RICS’ (Royal Institute of Chartered Surveyors) forms part of the legal conveyancing. This establishes whether the purchase price is a fair value, the condition of the property and if there are any issues with the structure of the property, as well as energy ratings. Amanah Solicitors will carry out all the legal conveyancing work associated when buying a U.K. property. As syndicate manager Tamoors will also provided detailed analysis of the property, area, comparable prices of similar properties sold, rental income and a RICS survey. One of the of the main issues that is often of concern to a property investor is if the property will let and what potential maintenance issue could arise. By gaining fixed-term tenancy contract with a Housing Association, investors will be provided with a constant and assured rental income with maintenance borne by the Housing Association.
Due Diligence
As the syndicate manager, Tamoors will prepare financial analysis to determine projected investor return and confirm suitability for syndication of a given property. Once confirmed suitable for syndication, Tamoors will prepare a prospectus for investor circulation, consideration and expression of interest. Initial due diligence is carried out to establish that a property is in a location that has a need for rental accommodation and purchase. Research is conducted to analyze comparable prices of similar properties sold and rental incomes. Local employment, transport links and amenities are also considered. A ‘RICS’ (Royal Institute of Chartered Surveyors) forms part of the legal conveyancing. This establishes whether the purchase price is a fair value, the condition of the property and if there are any issues with the structure of the property, as well as energy ratings. Amanah Solicitors will carry out all the legal conveyancing work associated when buying a U.K. property. As syndicate manager Tamoors will also provided detailed analysis of the property, area, comparable prices of similar properties sold, rental income and a RICS survey. One of the of the main issues that is often of concern to a property investor is if the property will let and what potential maintenance issue could arise. By gaining fixed-term tenancy contract with a Housing Association, investors will be provided with a constant and assured rental income with maintenance borne by the Housing Association.
Due Diligence
Minimum Investment
The minimum investment is 10% of the syndicate offering. Please refer to each syndicate offering which will stipulate that the exact amount is. We typically deal with properties at the 500k amount so this would be 50k.
Minimum Investment
The minimum investment is 10% of the syndicate offering. Please refer to each syndicate offering which will stipulate that the exact amount is. We typically deal with properties at the 500k amount so this would be 50k.
Minimum Investment
Property Represent Good Value
As part of the extensive due diligence that undertaken prior to purchase, the use comparable. prices, where possible, assist in ascertaining value. Additionally, all properties will benefit from a RICS (chartered surveyor) survey. The RICS survey report details the condition of the property and its value.
Property Represent Good Value
As part of the extensive due diligence that undertaken prior to purchase, the use comparable. prices, where possible, assist in ascertaining value. Additionally, all properties will benefit from a RICS (chartered surveyor) survey. The RICS survey report details the condition of the property and its value.
Property Represent Good Value
Monies Safe and Secure?
All investor monies are directly paid by the investor to the company (that you will be a shareholder of) that is purchasing the property. We will retain Amanah Solicitors to provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates.
Monies Safe and Secure?
All investor monies are directly paid by the investor to the company (that you will be a shareholder of) that is purchasing the property. We will retain Amanah Solicitors to provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates.
Monies Safe and Secure?
Rental Income Statements
Syndicate members will receive quarterly statements throughout the investment term, detailing the income and any associated expenses.
Rental Income Statements
Syndicate members will receive quarterly statements throughout the investment term, detailing the income and any associated expenses.
Rental Income Statements
Associated Fees
The associated syndicate fees will be clearly detailed for each syndicate but will principally constitute the following: Tamoors charges a 2.5% syndicate structuring fee, a 10% management fee and a 10% profit share on exit (only on profits). The 2.5% structuring fee is a setup fee for the syndicate. It covers our costs in resources and time to acquire other syndicate members and perform the necessary administrative tasks to setup the company. The 10% management fee is designed to cover the ongoing costs of managing the investment company and its assets. This includes our process of managing the share transactions between investors as well as oversight over the properties. This is charged monthly, based on the rental income. The 10% profit share is charged upon the maturity of the investment if/when the asset gets sold, provided a profit has been achieved. This allows us to be fully aligned with the investors and ensure we are getting the maximum sale price at the time of exit. We do not charge miscellaneous fees, such as fees for processing and storing your investment information or asking.
Associated Fees
The associated syndicate fees will be clearly detailed for each syndicate but will principally constitute the following: Tamoors charges a 2.5% syndicate structuring fee, a 10% management fee and a 10% profit share on exit (only on profits). The 2.5% structuring fee is a setup fee for the syndicate. It covers our costs in resources and time to acquire other syndicate members and perform the necessary administrative tasks to setup the company. The 10% management fee is designed to cover the ongoing costs of managing the investment company and its assets. This includes our process of managing the share transactions between investors as well as oversight over the properties. This is charged monthly, based on the rental income. The 10% profit share is charged upon the maturity of the investment if/when the asset gets sold, provided a profit has been achieved. This allows us to be fully aligned with the investors and ensure we are getting the maximum sale price at the time of exit. We do not charge miscellaneous fees, such as fees for processing and storing your investment information or asking.
Associated Fees
Legal Documents to Prove Ownership
Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. Upon purchase completion, members’s will issued with share of equity ‘share of title’ as legal proof of their syndicated ownership of the property.
Legal Documents to Prove Ownership
Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. Upon purchase completion, members’s will issued with share of equity ‘share of title’ as legal proof of their syndicated ownership of the property.
Legal Documents to Prove Ownership
Investment Strategy
The 2007/08 financial crash produced a plethora of gloomy economic situations. However, the experienced property investor benefitted from the opportunity to make outsized returns. The effect of the Coronavirus and inflation is producing similar investment opportunities. Profitable property investment is not easy. The harder the problem and the scarcer the solution, the more valuable the advice and service. It is testament to the quality of our advice, service and the financial gains made by our clients, that the vast majority of clients choose to repeat their investment with us. The investment strategy focuses on maximising investment returns whilst minimising risks. It does this by purchasing property at an attractive price to that of the market value; in an area with a shortage to that of demand in sales and lettings; ensuring there is a steady rental income with the potential for a capital uplift. The principal focus is to secure a private and affordable housing investment. Where the tenancy is private, tenants are vetted to ensure they have a good tenant history. If the tenancy is to a Housing Association, prior to purchase we approach the relevant Housing Association to gain an expression of interest, to ensure the smooth flow of the tenancy by the Housing Association upon purchase completion of the property. This will provide investors with a secure and steady rental income with general maintenance the responsibility of the Housing Association. Cash is King In the world of property being a cash buyer definitely helps. By harnessing the power of the crowd Yielders gets access to opportunities that need to be completed quickly. There’s no time to arrange a mortgage or sell in order to buy. If you have the money you often get the deal.
Investment Strategy
The 2007/08 financial crash produced a plethora of gloomy economic situations. However, the experienced property investor benefitted from the opportunity to make outsized returns. The effect of the Coronavirus and inflation is producing similar investment opportunities. Profitable property investment is not easy. The harder the problem and the scarcer the solution, the more valuable the advice and service. It is testament to the quality of our advice, service and the financial gains made by our clients, that the vast majority of clients choose to repeat their investment with us. The investment strategy focuses on maximising investment returns whilst minimising risks. It does this by purchasing property at an attractive price to that of the market value; in an area with a shortage to that of demand in sales and lettings; ensuring there is a steady rental income with the potential for a capital uplift. The principal focus is to secure a private and affordable housing investment. Where the tenancy is private, tenants are vetted to ensure they have a good tenant history. If the tenancy is to a Housing Association, prior to purchase we approach the relevant Housing Association to gain an expression of interest, to ensure the smooth flow of the tenancy by the Housing Association upon purchase completion of the property. This will provide investors with a secure and steady rental income with general maintenance the responsibility of the Housing Association. Cash is King In the world of property being a cash buyer definitely helps. By harnessing the power of the crowd Yielders gets access to opportunities that need to be completed quickly. There’s no time to arrange a mortgage or sell in order to buy. If you have the money you often get the deal.
Investment Strategy
New Assets
Our team is constantly evaluating our pipeline of assets to bring value to our investors. We tend to release a few properties each quarter, however as our userbase grows we will be releasing assets with greater frequency according to increases in demand.
New Assets
Our team is constantly evaluating our pipeline of assets to bring value to our investors. We tend to release a few properties each quarter, however as our userbase grows we will be releasing assets with greater frequency according to increases in demand.
New Assets
Finance/Mortgage to Assist in the Purchase?
No, although using finance can enhance the investment return, using leverage does carry a greater level risk. Additionally, ability to buy a property in cash and move quickly compared to that of using bank finance is important.
Finance/Mortgage to Assist in the Purchase?
No, although using finance can enhance the investment return, using leverage does carry a greater level risk. Additionally, ability to buy a property in cash and move quickly compared to that of using bank finance is important.
Finance/Mortgage to Assist in the Purchase?
Rights as a first-time buyer
By investing in one of our assets, you are technically a shareholder in a separate limited company that holds the asset. As a result, this has will not affect you if you plan to purchase a home for the first time
Rights as a first-time buyer
By investing in one of our assets, you are technically a shareholder in a separate limited company that holds the asset. As a result, this has will not affect you if you plan to purchase a home for the first time
Rights as a first-time buyer
Length of Investment Term
Each property investment will have a typical investment lifespan of 5-7 years. Some will be held indefinitely as stipulated in the offer. Tamoors team run various financial models to determine the optimum length for an investment in order to maximise returns for our investors. Investment length and estimated returns are listed on each investment opportunity. As property is an illiquid asset and as property acquisition normally has high acquisition costs it is generally considered a longer-term investment. Early exit is possible, but this could adversely affect the total return on investment. Prior to the end of the investment term, the property is re-valued and listed on the open market for sale. Once a sale is agreed, Yielders will manage the completion of the sale with solicitors. The funds generated from the sale will be redistributed in accordance with your investment terms. Moreover, all investors have equal voting rights, thus if an asset does not achieve a desirable valuation upon the conclusion of the investment term, then investors can vote to extend the period and keep the asset generating yields until a preferable sale price can be achieved. In summary, the investment terms are typically a minimum of 5-years. A syndicate member can exit their investment prior to the end of the term with the option to sell their equity stake to another party should they wish. Details of which can be provided upon request.
Length of Investment Term
Each property investment will have a typical investment lifespan of 5-7 years. Some will be held indefinitely as stipulated in the offer. Tamoors team run various financial models to determine the optimum length for an investment in order to maximise returns for our investors. Investment length and estimated returns are listed on each investment opportunity. As property is an illiquid asset and as property acquisition normally has high acquisition costs it is generally considered a longer-term investment. Early exit is possible, but this could adversely affect the total return on investment. Prior to the end of the investment term, the property is re-valued and listed on the open market for sale. Once a sale is agreed, Yielders will manage the completion of the sale with solicitors. The funds generated from the sale will be redistributed in accordance with your investment terms. Moreover, all investors have equal voting rights, thus if an asset does not achieve a desirable valuation upon the conclusion of the investment term, then investors can vote to extend the period and keep the asset generating yields until a preferable sale price can be achieved. In summary, the investment terms are typically a minimum of 5-years. A syndicate member can exit their investment prior to the end of the term with the option to sell their equity stake to another party should they wish. Details of which can be provided upon request.
Length of Investment Term
Not Fully Subscribed
The monies held in the legal firm's (Amanah Solicitors) escrow account will be returned. The typical syndicate offer time will have a duration of no more than 90-days to be subscribed. As soon as syndicate is fully subscribed the purchase and legal conveyancing work will commence.
Not Fully Subscribed
The monies held in the legal firm's (Amanah Solicitors) escrow account will be returned. The typical syndicate offer time will have a duration of no more than 90-days to be subscribed. As soon as syndicate is fully subscribed the purchase and legal conveyancing work will commence.
Not Fully Subscribed
Early Exit
Each investment has a designated time frame in order to increase your potential returns. However, we realise that there will be times when this period does not necessarily meet the investor’s needs such as when circumstances change. In this case, we offer a secondary market where we can help find a buyer on our platform. We also allow the seller to find their own buyer for the shares as well. The transfer of shares incurs a processing fee of £50. If you hold an investment and wish to exit a project early, you can find a buyer in the marketplace to buy all or part of your investment. As a buyer, this enables you to participate in ongoing projects and start earning instantly, instead of waiting for new ones to launch our our website. Taking more control of the timing of your investment allows you to mitigate your risk. With the secondary market, you can both reduce your exposure when you need to release funds and increase your diversification by investing into multiple projects. With flexible pricing and negotiation features, sellers and buyers are able to efficiently agree the best price that works for both parties. Ultimately the pricing on the secondary market is determined by the sellers and buyers. Please note: there may not be sufficient demand to sell your investment on the platform.
Early Exit
Each investment has a designated time frame in order to increase your potential returns. However, we realise that there will be times when this period does not necessarily meet the investor’s needs such as when circumstances change. In this case, we offer a secondary market where we can help find a buyer on our platform. We also allow the seller to find their own buyer for the shares as well. The transfer of shares incurs a processing fee of £50. If you hold an investment and wish to exit a project early, you can find a buyer in the marketplace to buy all or part of your investment. As a buyer, this enables you to participate in ongoing projects and start earning instantly, instead of waiting for new ones to launch our our website. Taking more control of the timing of your investment allows you to mitigate your risk. With the secondary market, you can both reduce your exposure when you need to release funds and increase your diversification by investing into multiple projects. With flexible pricing and negotiation features, sellers and buyers are able to efficiently agree the best price that works for both parties. Ultimately the pricing on the secondary market is determined by the sellers and buyers. Please note: there may not be sufficient demand to sell your investment on the platform.
Early Exit
LEGAL STRUCTURE AND TAX
LEGAL STRUCTURE AND TAX
Legal Structure
The simplest and most efficient method of co-participation is through a Syndicate – utilising a nominee company and a Trust structure, which is both tax transparent and tax efficient, and suitable for a variety of investors. As the syndicate manager, Tamoors will prepare financial analysis to determine projected investor return and confirm suitability for syndication of a given property. Once confirmed suitable for syndication, Tamoors will prepare a prospectus for investor circulation, consideration and expression of interest. Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property, and undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. For each syndicate a new nominee company will enter into a Declaration of Trust to declare that it holds the property as legal owner on trust for the syndicate of participating investors, each of whom will own a defined share of the property (Equitable Title). The nominee company will be a UK based special purpose vehicle (“SPV”) and after the sale of the property within a syndicate the company will be closed to ensure that no residual liabilities arise thereafter. The SPV itself will have no value – it will be purely a nominee company and will be non-trading. It will have an issued share capital of £1. No shares in the SPV will be allocated to investors at any time and the SPV will file dormant company accounts each year. ABOUT AMANAH SOLICITORS LTD Amanah Solicitors specialises in investment in property by syndication for private investors, enabling individuals to join syndicates for the purpose of investing in UK property as part of a group. To date they have concluded in excess of £20 million private property transactions. www.amanahsolictors.com
Legal Structure
The simplest and most efficient method of co-participation is through a Syndicate – utilising a nominee company and a Trust structure, which is both tax transparent and tax efficient, and suitable for a variety of investors. As the syndicate manager, Tamoors will prepare financial analysis to determine projected investor return and confirm suitability for syndication of a given property. Once confirmed suitable for syndication, Tamoors will prepare a prospectus for investor circulation, consideration and expression of interest. Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property, and undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. For each syndicate a new nominee company will enter into a Declaration of Trust to declare that it holds the property as legal owner on trust for the syndicate of participating investors, each of whom will own a defined share of the property (Equitable Title). The nominee company will be a UK based special purpose vehicle (“SPV”) and after the sale of the property within a syndicate the company will be closed to ensure that no residual liabilities arise thereafter. The SPV itself will have no value – it will be purely a nominee company and will be non-trading. It will have an issued share capital of £1. No shares in the SPV will be allocated to investors at any time and the SPV will file dormant company accounts each year. ABOUT AMANAH SOLICITORS LTD Amanah Solicitors specialises in investment in property by syndication for private investors, enabling individuals to join syndicates for the purpose of investing in UK property as part of a group. To date they have concluded in excess of £20 million private property transactions. www.amanahsolictors.com
Legal Structure
What is an SPV
Tamoors property investments are owned by a ‘special purpose vehicle’, or SPV. This is the name given to a Limited Company set up for a specific purpose. In our case this will be property investment.
What is an SPV
Tamoors property investments are owned by a ‘special purpose vehicle’, or SPV. This is the name given to a Limited Company set up for a specific purpose. In our case this will be property investment.
What is an SPV
Insurance
We take out comprehensive insurance on every property. Wherever possible, we choose providers that provide Shariah-compliant (takaful) insurance for the assets that we offer.
Insurance
We take out comprehensive insurance on every property. Wherever possible, we choose providers that provide Shariah-compliant (takaful) insurance for the assets that we offer.
Insurance
FCA Regulation
Tamoors is not regulated by the Financial Conduct Authority (FCA). The benefit of syndicate ownership is that members have direct ownership and control of their asset unlike that of many investments which is done on their behalf on a discretionary basis.
FCA Regulation
Tamoors is not regulated by the Financial Conduct Authority (FCA). The benefit of syndicate ownership is that members have direct ownership and control of their asset unlike that of many investments which is done on their behalf on a discretionary basis.
FCA Regulation
Taxation
Income is distributed without tax deduction (gross) and therefore must be declared by investors to HMRC via their Self-Assessment return. Upon sale, the proceeds are subject to Capital Gains Tax, which once again must be declared via an individual's Self-Assessment return. The syndicate is structured as a ‘bare trust’, with the newly formed SPV company holding the property on behalf of the syndicate of investors. This is a transparent structure, and all income or gains derived from the syndicate are taxable on the investors directly, with no withholding tax arrangements being required or made by the ’trust’ and all distributions being received gross. On this basis, non-taxpaying entities investing in a syndicate will face no tax liabilities, and all other investors will be liable at their own effective marginal rates. Please note that SIPP or other forms of pension investment can invest in commercial property, but not residential property. Private investors may opt to make their share in the syndicate jointly owned with their spouse, enabling the utilisation of two Capital Gains Tax annual exemptions (assuming available) to mitigate liabilities on exit from the syndicate. In addition, this arrangement would also potentially give access to lower tax rates on income during the course of the investment period depending on their personal circumstances. All investors should seek independent tax advice before making any investment in a syndicate, and overseas or offshore investors should consider how best to structure their investment. In summary, the structure is tax transparent. The companies, as non-trading nominees, have no tax liability and each investor is taxed, if at all, on his or her own share of the income and gain.
Taxation
Income is distributed without tax deduction (gross) and therefore must be declared by investors to HMRC via their Self-Assessment return. Upon sale, the proceeds are subject to Capital Gains Tax, which once again must be declared via an individual's Self-Assessment return. The syndicate is structured as a ‘bare trust’, with the newly formed SPV company holding the property on behalf of the syndicate of investors. This is a transparent structure, and all income or gains derived from the syndicate are taxable on the investors directly, with no withholding tax arrangements being required or made by the ’trust’ and all distributions being received gross. On this basis, non-taxpaying entities investing in a syndicate will face no tax liabilities, and all other investors will be liable at their own effective marginal rates. Please note that SIPP or other forms of pension investment can invest in commercial property, but not residential property. Private investors may opt to make their share in the syndicate jointly owned with their spouse, enabling the utilisation of two Capital Gains Tax annual exemptions (assuming available) to mitigate liabilities on exit from the syndicate. In addition, this arrangement would also potentially give access to lower tax rates on income during the course of the investment period depending on their personal circumstances. All investors should seek independent tax advice before making any investment in a syndicate, and overseas or offshore investors should consider how best to structure their investment. In summary, the structure is tax transparent. The companies, as non-trading nominees, have no tax liability and each investor is taxed, if at all, on his or her own share of the income and gain.
Taxation
Stamp Duty
Stamp Duty Land Tax Stamp Duty Land Tax (SDLT) is levied by HMRC on purchases of real estate. Every Yielders property has a provision for Stamp Duty Land Tax in the fundraise for the acquisition of the property. For each asset that Yielders structures, this means a 3% levy on the agreed purchase price, as seen on the financial statement below. For a full briefing of Stamp Duty Land Tax, click the picture for information from HMRC's website. Stamp Duty Reserve Tax Stamp Duty Reserve Tax (SDRT) is levied by HMRC on share transfers of £1000 or more. This means that if you buy shares in a transaction of £1000 or more, you will be charged a fee of 0.05% of the transaction, rounded to the nearest £5.
Stamp Duty
Stamp Duty Land Tax Stamp Duty Land Tax (SDLT) is levied by HMRC on purchases of real estate. Every Yielders property has a provision for Stamp Duty Land Tax in the fundraise for the acquisition of the property. For each asset that Yielders structures, this means a 3% levy on the agreed purchase price, as seen on the financial statement below. For a full briefing of Stamp Duty Land Tax, click the picture for information from HMRC's website. Stamp Duty Reserve Tax Stamp Duty Reserve Tax (SDRT) is levied by HMRC on share transfers of £1000 or more. This means that if you buy shares in a transaction of £1000 or more, you will be charged a fee of 0.05% of the transaction, rounded to the nearest £5.
Stamp Duty
Downturn in Property Prices
Tamoors has a number of risk mitigation tactics in order to reduce the risks prevented by a downturn wherever possible. Unlike many of our competitors, we are entirely unleveraged so there is no risk of our assets entering negative equity. Moreover, all investors have equal voting rights, thus if an asset does not achieve a desirable valuation upon the conclusion of the investment term, then investors can vote to extend the period and keep the asset generating yields until a preferable sale price can be achieved. Finally, Tamoors targets properties that have demand that is resilient to exogenous macroeconomic shocks. This includes HMO properties in areas such as student accommodation, demand for which we expect to remain strong in spite of potential prevailing volatility. What would happen to my investment if Tamoors went bankrupt tomorrow? Since we use SPV structures to hold the assets, their existence is not tied to that of Tamoors. As a result, if Tamoors were to close down, the investors would still have full control over the asset as direct shareholders.
Downturn in Property Prices
Tamoors has a number of risk mitigation tactics in order to reduce the risks prevented by a downturn wherever possible. Unlike many of our competitors, we are entirely unleveraged so there is no risk of our assets entering negative equity. Moreover, all investors have equal voting rights, thus if an asset does not achieve a desirable valuation upon the conclusion of the investment term, then investors can vote to extend the period and keep the asset generating yields until a preferable sale price can be achieved. Finally, Tamoors targets properties that have demand that is resilient to exogenous macroeconomic shocks. This includes HMO properties in areas such as student accommodation, demand for which we expect to remain strong in spite of potential prevailing volatility. What would happen to my investment if Tamoors went bankrupt tomorrow? Since we use SPV structures to hold the assets, their existence is not tied to that of Tamoors. As a result, if Tamoors were to close down, the investors would still have full control over the asset as direct shareholders.
Downturn in Property Prices
Risk Warning
Tamoors does not provide any advice in relation to investments and you must rely on your own due diligence before investing. Investments in property and unlisted shares carry risk and you may not receive the anticipated returns and your capital may be at risk.
Risk Warning
Tamoors does not provide any advice in relation to investments and you must rely on your own due diligence before investing. Investments in property and unlisted shares carry risk and you may not receive the anticipated returns and your capital may be at risk.
Risk Warning
Investment Advice
Tamoors is not a financial advisor. We aim to provide investors with as much information as possible to determine whether an opportunity is suitable for them to invest in. Alternatively, we would advocate consulting a certified professional (e.g. CFA, CIMA, CPA qualified) for further advice about our product.
Investment Advice
Tamoors is not a financial advisor. We aim to provide investors with as much information as possible to determine whether an opportunity is suitable for them to invest in. Alternatively, we would advocate consulting a certified professional (e.g. CFA, CIMA, CPA qualified) for further advice about our product.
Investment Advice
SELLING
SELLING
Legal Firm Used
All the legal conveyancing work is carried out by Amanah Solicitors. They are specialists in property law and well versed with investment in property by syndication for private investors. To date they have concluded in excess of £20 million in property transactions.
Legal Firm Used
All the legal conveyancing work is carried out by Amanah Solicitors. They are specialists in property law and well versed with investment in property by syndication for private investors. To date they have concluded in excess of £20 million in property transactions.
Legal Firm Used
What happens if the Property is sold?
The syndicate and limited company that the property is held within will be dissolved. The net sale proceeds will be distributed to syndicate members proportionally to their percentage investment held.
What happens if the Property is sold?
The syndicate and limited company that the property is held within will be dissolved. The net sale proceeds will be distributed to syndicate members proportionally to their percentage investment held.
What happens if the Property is sold?
What is the Investment Term?
Each syndicate will have a stated investment period within the Information Memorandum (IM). This is a legal document which will constitute the investment offering. Typically, the minimum investment term will be 5-years, making it ideal for investors who wish a medium to long term investment. Importantly Syndicate members have the potential to exit the investment term prior to the end of the stated term. Please refer the section ‘Can I exit the investment term early.’
What is the Investment Term?
Each syndicate will have a stated investment period within the Information Memorandum (IM). This is a legal document which will constitute the investment offering. Typically, the minimum investment term will be 5-years, making it ideal for investors who wish a medium to long term investment. Importantly Syndicate members have the potential to exit the investment term prior to the end of the stated term. Please refer the section ‘Can I exit the investment term early.’
What is the Investment Term?
Can I exit the Investment term early?
A sale, or transfer, of the property share is freely transferable and can take place at any time during the Syndicate Member’s ownership and does not require the sale of the whole property at that time. As the syndicate manager, Tamoors is authorised to co-ordinate and assist in the sale of a syndicate holding by promoting it to its approved client base. An administration fee of c.£1,000 plus VAT (including all legal documentation) is payable for this service. A valuation will need to be agreed but otherwise the transfer of the property share is usually completed within two or three weeks – thus giving far greater liquidity than is available in many cases within the direct property investment market.
Can I exit the Investment term early?
A sale, or transfer, of the property share is freely transferable and can take place at any time during the Syndicate Member’s ownership and does not require the sale of the whole property at that time. As the syndicate manager, Tamoors is authorised to co-ordinate and assist in the sale of a syndicate holding by promoting it to its approved client base. An administration fee of c.£1,000 plus VAT (including all legal documentation) is payable for this service. A valuation will need to be agreed but otherwise the transfer of the property share is usually completed within two or three weeks – thus giving far greater liquidity than is available in many cases within the direct property investment market.
Can I exit the Investment term early?
Can I lose more money than invest?
As in any investment there is always an element of risk. We take care to minimise any risk, by securing a fixed term tenancy contract with the relevant Housing Association. Investors have no personal liability, i.e. worst case is that the investor's loss will be no greater than the initial investment. At the exit of the investment term, typically a minimum of 5-years if the property is sold. It is possible that the property may be worth less than the initial purchase price. This is however unlikely given that the property is normally acquired for less than the normal market value, and the UK residential property prices have historically appreciated in the medium to long term. We envisage that in additional to investors receiving an assured rental income throughout the investment term, a capital gain will also be realised.
Can I lose more money than invest?
As in any investment there is always an element of risk. We take care to minimise any risk, by securing a fixed term tenancy contract with the relevant Housing Association. Investors have no personal liability, i.e. worst case is that the investor's loss will be no greater than the initial investment. At the exit of the investment term, typically a minimum of 5-years if the property is sold. It is possible that the property may be worth less than the initial purchase price. This is however unlikely given that the property is normally acquired for less than the normal market value, and the UK residential property prices have historically appreciated in the medium to long term. We envisage that in additional to investors receiving an assured rental income throughout the investment term, a capital gain will also be realised.
Can I lose more money than invest?
Do I have direct control over my asset?
All syndicate members have a direct say in the control and management of the syndicate. Whilst the principal considerations are detailed in the Investment Memorandum (IM), the will be issues that may arise in which syndicated members are required to vote on.
Do I have direct control over my asset?
All syndicate members have a direct say in the control and management of the syndicate. Whilst the principal considerations are detailed in the Investment Memorandum (IM), the will be issues that may arise in which syndicated members are required to vote on.
Do I have direct control over my asset?
What happens if a syndicate member dies?
In the unfortunate event a syndicate member dies, their equity share will be passed to their nominated party.
What happens if a syndicate member dies?
In the unfortunate event a syndicate member dies, their equity share will be passed to their nominated party.
What happens if a syndicate member dies?
WHO CAN APPLY
WHO CAN APPLY
Do I have to be a UK resident to invest in the syndicate?
No, but all investors who wish to be part of a Tamoors syndicate must have to pass money laundering and ‘Know Your client’ checks. This is a legal requirement when purchasing property in the U.K.
Do I have to be a UK resident to invest in the syndicate?
No, but all investors who wish to be part of a Tamoors syndicate must have to pass money laundering and ‘Know Your client’ checks. This is a legal requirement when purchasing property in the U.K.
Do I have to be a UK resident to invest in the syndicate?
What legal documents will I receive to prove ownership?
Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. Upon purchase completion, members’s will issued with share of equity ‘share of title’ as legal proof of their syndicated ownership of the property.
What legal documents will I receive to prove ownership?
Amanah Solicitors will provide the legal expertise in handling the acquisition and sale of the property and will undertake all aspects of the legal work in setting up the syndicates and the buying and selling of properties within the syndicates. Upon purchase completion, members’s will issued with share of equity ‘share of title’ as legal proof of their syndicated ownership of the property.
What legal documents will I receive to prove ownership?
Which Countries can I invest from
Tamoors has investors from across the world. So long as you can provide the necessary documents and pass our background checks, you can invest from almost anywhere. Our aim is to make our investments available to all, however, regulatory restrictions mean that citizens and residents of certain jurisdictions are unable to invest on our platform at present. We encourage all interested investors to register as this would allow us to assess the viability of increasing our geographic reach in the future. If your country is listed below, we have confirmed you can invest directly from your bank account in your home country. Europe Andorra - AD Austria - AT Belgium - BE Bulgaria - BG Cyprus - CY Croatia - HR Czech republic - CZ Denmark - DK Estonia - EE Faroe Islands - FO Finland - FI France - FR Georgia - GE Germany - DE Gibraltar - GI Greece - GR Hungary - HU Ireland - IE Iceland - IS Italy - IT Latvia - LV Liechtenstein - LI Lithuania - LT Luxembourg - LU North Macedonia - MK Malta - MT Man (Isle of) - IM Monaco - MC Moldova - MD Netherlands - NL Norway - NO Poland - PL Portugal - PT Romania - RO San Marino - SM Slovakia - SK Slovenia - SI Spain - ES Sweden - SE Swiss - CH Turkey - TR United Kingdom - UK State of Vatican City - VAT Africa Benin - BJ Burkina Faso - BF Cameroon - CM Cap-Vert - CV Comoros - KM Djibouti - DJ Kenya - KE Lesotho - LS Madagascar - MG Malawi - MW Morocco - MA Rwanda - RW Saint Helen's Island - SH Senegal - SN South Africa - ZA Suriname - SR Swaziland - SZ Tanzania - TZ Togo - TG America Argentina - AR Bonaire, Sint Eustatius, Saba - BQ Brazil - BR Canada - CA Chile - CL Costa Rica - CR Curaçao - CW Dominica - DM Dominican Republic - DO Falkland Islands - FK Honduras - HN Mexico - MX Paraguay - PY Peru - PE Puerto Rico - PR Saint Martin (Dutch) - MF Salvador - SV United States of America - US Uruguay - UY Asia Bhutan - BT China - CN East Timor - TP Hong Kong - HK India - IN Japan - JP Korea (The Republic of) - KR Malaysia - MY Philippines - PH Singapore - SG Taiwan - TW Thailand - TH Vietnam - VN Oceania Australia - AU Cocos Island - CC Cook Islands - CK Fiji - FJ Kiribati - KI New Caledonia - NC New Zealand - NZ Solomon Islands - SB Tonga - TO Middle East Armenia - AM Azerbaijan - AZ Bahrein - BH Israel - IL Jordan - JO Oman - OM Qatar - QA Saudi Arabia - SA United Arab Emirates - AE Overseas France French Guiana - GF French Polynesia - PF Guadeloupe - GP Martinique - MQ Mayotte - YT Réunion - RE Saint Barthélemy - BL Saint Martin - MF Saint Pierre and Miquelon - PM Countries We Cannot Onboard Users From Due to anti-money laundering policy, we do not accept the onboarding of users residing in: Afghanistan, Bahamas, Bosnia Herzegovina, Botswana, Cambodia, North-Korea, Ethiopia, Ghana, Guyana, Iran, Iraq, Laos, Uganda, Pakistan, Serbia, Sri Lanka, Syria, Trinidad-and-Tobago, Tunisia, Vanuatu, Yemen.
Which Countries can I invest from
Tamoors has investors from across the world. So long as you can provide the necessary documents and pass our background checks, you can invest from almost anywhere. Our aim is to make our investments available to all, however, regulatory restrictions mean that citizens and residents of certain jurisdictions are unable to invest on our platform at present. We encourage all interested investors to register as this would allow us to assess the viability of increasing our geographic reach in the future. If your country is listed below, we have confirmed you can invest directly from your bank account in your home country. Europe Andorra - AD Austria - AT Belgium - BE Bulgaria - BG Cyprus - CY Croatia - HR Czech republic - CZ Denmark - DK Estonia - EE Faroe Islands - FO Finland - FI France - FR Georgia - GE Germany - DE Gibraltar - GI Greece - GR Hungary - HU Ireland - IE Iceland - IS Italy - IT Latvia - LV Liechtenstein - LI Lithuania - LT Luxembourg - LU North Macedonia - MK Malta - MT Man (Isle of) - IM Monaco - MC Moldova - MD Netherlands - NL Norway - NO Poland - PL Portugal - PT Romania - RO San Marino - SM Slovakia - SK Slovenia - SI Spain - ES Sweden - SE Swiss - CH Turkey - TR United Kingdom - UK State of Vatican City - VAT Africa Benin - BJ Burkina Faso - BF Cameroon - CM Cap-Vert - CV Comoros - KM Djibouti - DJ Kenya - KE Lesotho - LS Madagascar - MG Malawi - MW Morocco - MA Rwanda - RW Saint Helen's Island - SH Senegal - SN South Africa - ZA Suriname - SR Swaziland - SZ Tanzania - TZ Togo - TG America Argentina - AR Bonaire, Sint Eustatius, Saba - BQ Brazil - BR Canada - CA Chile - CL Costa Rica - CR Curaçao - CW Dominica - DM Dominican Republic - DO Falkland Islands - FK Honduras - HN Mexico - MX Paraguay - PY Peru - PE Puerto Rico - PR Saint Martin (Dutch) - MF Salvador - SV United States of America - US Uruguay - UY Asia Bhutan - BT China - CN East Timor - TP Hong Kong - HK India - IN Japan - JP Korea (The Republic of) - KR Malaysia - MY Philippines - PH Singapore - SG Taiwan - TW Thailand - TH Vietnam - VN Oceania Australia - AU Cocos Island - CC Cook Islands - CK Fiji - FJ Kiribati - KI New Caledonia - NC New Zealand - NZ Solomon Islands - SB Tonga - TO Middle East Armenia - AM Azerbaijan - AZ Bahrein - BH Israel - IL Jordan - JO Oman - OM Qatar - QA Saudi Arabia - SA United Arab Emirates - AE Overseas France French Guiana - GF French Polynesia - PF Guadeloupe - GP Martinique - MQ Mayotte - YT Réunion - RE Saint Barthélemy - BL Saint Martin - MF Saint Pierre and Miquelon - PM Countries We Cannot Onboard Users From Due to anti-money laundering policy, we do not accept the onboarding of users residing in: Afghanistan, Bahamas, Bosnia Herzegovina, Botswana, Cambodia, North-Korea, Ethiopia, Ghana, Guyana, Iran, Iraq, Laos, Uganda, Pakistan, Serbia, Sri Lanka, Syria, Trinidad-and-Tobago, Tunisia, Vanuatu, Yemen.
Which Countries can I invest from
Countries We Cannot Onboard Users From
Due to anti-money laundering policy, we do not accept the onboarding of users residing in: Afghanistan, Bahamas, Bosnia Herzegovina, Botswana, Cambodia, North-Korea, Ethiopia, Ghana, Guyana, Iran, Iraq, Laos, Uganda, Pakistan, Serbia, Sri Lanka, Syria, Trinidad-and-Tobago, Tunisia, Vanuatu, Yemen.
Countries We Cannot Onboard Users From
Due to anti-money laundering policy, we do not accept the onboarding of users residing in: Afghanistan, Bahamas, Bosnia Herzegovina, Botswana, Cambodia, North-Korea, Ethiopia, Ghana, Guyana, Iran, Iraq, Laos, Uganda, Pakistan, Serbia, Sri Lanka, Syria, Trinidad-and-Tobago, Tunisia, Vanuatu, Yemen.
Countries We Cannot Onboard Users From
